Our Houston Insurance Defense Attorney Has The Experience To Help You Confront High-Value Claims
Insurance exists to pool risk, but some claims an insurance carrier or its insured company receives come with questions about liability, responsibility, liens or other issues. If the claim is spurred by a substantial incident like a trucking accident or a catastrophic injury, your company and its insurer could be looking at excess exposure or a large loss situation.
Complex insurance litigation requires an attorney knowledgeable in Texas insurance law and battle-tested in the courtroom. At Ellington & Associates, our founding attorney, Owen H. Ellington, is Board Certified in Civil Trial Law and Personal Injury Trial Law by the Texas Board of Legal Specialization. He is also a Board Certified Civil Trial Advocate through the National Board of Trial Advocacy. Enterprises in Texas hire our attorney when the stakes are high and they face aggressive plaintiff representation, complex claim situations or cases that can truly only be settled through litigation.
The Evolving Landscape Of Texas Insurance Coverage Case Law
Defending a complex insurance claim requires a highly nuanced understanding of evolving Texas law. For insurance claim managers, general counsel, and third-party administrators, navigating multivehicle collision limits and conflicting policy triggers can quickly expose carriers to unnecessary risk.
Historically, the state’s strict “eight corners rule” frustrated insurers by limiting the duty to defend strictly to the policy terms and strategically vague plaintiff pleadings. However, following the landmark Monroe decision, the Texas Supreme Court established a narrow exception to the eight-corners rule. This allows for extrinsic evidence only when it conclusively addresses a coverage gap without overlapping with the merits of the underlying liability. Our firm’s legal team leverages these shifting precedents to aggressively protect your assets and proactively reduce claims exposure.
Practiced, Disciplined, Flexible – And Dedicated To Protecting Your Interests
Mr. Ellington gained considerable trial experience early in his legal career when he served as assisting counsel in the trial of several mass product liability cases. This taught him valuable lessons in trial preparation and defense strategy development. He has concentrated in areas that intersect with insurance defense and insurance coverage litigation, including trucking accident defense, construction accident defense, and defense after a catastrophic accident or wrongful death.
Particularly in high-loss or high-exposure cases, our attorney’s focus is on limiting your liability. As a firm, Mr. Ellington and his of-counsel lawyer assess every matter on a case-by-case basis and we dedicate ourselves to finding the most economic and efficient outcome for our clients. If this means pursuing a mediated settlement, Mr. Ellington has trained as a mediator through the A.A. White Dispute Resolution Center at the University of Houston.
Request A Consultation With Our Trial-Ready Insurance Lawyer
At Ellington & Associates, our founding attorney has the experience and the credibility to protect your interests at a large-loss or excess exposure insurance trial. He has handled thousands of litigated matters over the last three decades and his wins include zero- and low-dollar verdicts. To schedule your initial appointment, call our office in Sugar Land at 832-291-3688 or use our convenient online messaging form.